Wednesday, October 22, 2014
11 Things You Can Do This Weekend for Under 100 to Upgrade Your Bathroom
If your bathroom is old, ugly, dirty, or disorganized, you dont have to live with it. And you dont have to overhaul it either. Small changes and small bills can help you love your bathroom again. Here are 11 ways you can make it happen.
1. Change your lighting... or at least the glass
A lighting update can bring a fresh, new look to your bathroom. But if youre not an electrician or if what you want is too pricey, new glass shades can breathe new life into old fixtures. You can find a variety of >
2. Paint your cabinets
Who says you have to stick with the medium wood grain look you were handed? Grab some sandpaper and your favorite color and transform it. If your cabinets are brown, you may want to go white for a >
3. New towels and bath mats
It seems like an easy fixbecause it is. Talk about minimum effort, maximum reward. If you can drag yourself to a Target, Macys, Bed, Bath and Beyond, or, our favorite for items like this, Tuesday Morning, you can simply and inexpensively revamp your bathroom and give it an updated, plush feel.
4. Change your showerhead
You can change out a showerhead for under 20, but for a bit more, you can transform your shower into a spa-like experience. The Delta In2ition has a showerhead and hand shower and is just 79.
5. New vanity
Yes, you can get a new vanity for under 100. This version from Home Depot comes in a few colors were partial to the white and has an engineered composite top that resembles stone. Its a quick and easy way to modernize a powder bath. Or, bring in a pair for a smaller guest bath.
6. Organize it
Its often whats inside the drawers and cabinets that makes the bathroom unappealing. You might have enough space - you just need to use it right. An organizer with drawers is one of our favorite items for keeping everything tidy inside the cabinets. For makeup drawers, measure the length and width and then mix and match a series of plastic organizers.
7. Tile it
Peel and stick tile continues to be one of our favorite things. Inexpensive and easy to use, it can help you quickly and easily transform a space. If you dont have a wall suitable for tiling in the bathroom, you can bring new interest to the room by tiling around the perimeter of your bathroom mirror.
8. Paint the door
Its often overlooked, but your bathroom door can become a focal point when painted in a bold or complementary color. Get some ideas on Houzz.
9. The right lighting
Experts recommend sconces at the side of a bathroom mirror instead of lighting over the mirror. It creates fewer shadows and is optimum for shaving and applying makeup. But even if the placement of your lighting isnt changeable, you can still adjust the brightness level by making sure you have the right bulbs.
"In the master or guest bathrooms, use fixtures that provides 75 to 100 watts worth of illumination," said Forbes. "You can get these wattage equivalents in a 24- to 26-watt compact fluorescent or 20- to 25-watt LED."
10. Create some ambiance
Candles in clusters around the tub are a given. But you can create an inviting bathroom with other special touches as well.
A few pieces of inexpensive wall art in your design >
If youre not inclined to buy anything or change anything, you can still make an impact on your space. Put your gloves on, get your bleach out and clean that sucker. Youll kill off any lingering germs, and make it smell and look good.
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China and Its Demand For Global Property
After being a net recipient of foreign inward investment for decades, China is now turning the tables, with by far the biggest part of its overseas investing going into real estate. In fact, investment in foreign property projects reached a massive US5.4 billion in the first six months of 2014, representing an increase of 17 year on year. So what exactly is driving China and its demand for global property?
There is little doubt that the key incentive for Chinese investors is the slowing of the domestic property market, combined with soaring house prices, which seems to threaten increasing market instability. In contrast, the stable property markets in the West, providing both high yields and a safe haven, look increasingly attractive. This is against the backdrop of the slowdown in the Chinese economy, and the Chinese governments increasing curbs on real estate ownership.
These are some of the "push" factors driving Chinese investors to seek markets abroad, but there are also many "pull" factors making Western markets especially attractive. Education and healthcare systems are a particular draw, along with the ability to own property outright, and the greater affordability of premium properties, thanks to the strength of the yuan. On the continent of Europe, the Golden Visa schemes in Spain and other countries provide residence rights to purchasers of properties over a certain value, along with freedom of travel and education across the Schengen zone.
The result of this in fact is that in 2014, Madrid has moved into 5th place in the table of Chinas top property investment destinations. Top of the list is London, UK, followed by US cities New York and San Francisco. In 4th place is Sydney, Australia, confirming that Chinese overseas investment indeed has a truly global reach.
However, although in cities like London, Chinese property investment has been growing for several years, the pattern is changing, with residential property sales now being outstripped by investment in the commercial property sector. These include massive Chinese acquisitions in the City and Canary Wharf, as well as a huge redevelopment of the historic Ram Brewery in Wandsworth. There is a similar pattern in other key gateway cities, including the 5 billion Atlantic Yards redevelopment in Brooklyn, New York, the acquisition of a large commercial development site in north-west Sydney, and the purchase of a massive skyscraper from Santander in Madrid.
This reflects the fact that although Chinas overseas expansion began with individual investors, looking for properties mainly for personal use, it has increasingly moved into the big league, as developers snap up prime sites. Insurance companies and sovereign wealth funds SWFs are now able to purchase prime assets and strategic property portfolios. These big investors are able to bring economies of scale to the purchase of equipment and materials, as well as plentiful financing through their access to funding from big Chinese banks.
Although the influx of Chinese investment in all these countries has been welcomed as a boost to their economies, it has also given rise to some concerns. In many of the key gateway cities, notably London and Sydney, there is evidence that demand from cash-rich Chinese investors could be pricing domestic buyers out of the market. Local and national governments have to decide how far they are willing to intervene in the market, to protect the welfare of their own citizens.
You can gain further insights into these and other vital issues by visiting CBRE TV, the no.1 for expert opinion and analysis on real estate consultancy and investment.
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Best Canadian Cities For Attracting Newcomers
A report that ranks 50 Canadian cities on their attractiveness to migrants says that Waterloo, Calgary, Ottawa, Richmond Hill, Vancouver and St. Johns get top marks, based on 43 indicators grouped into seven categories: society, health, economy, environment, education, innovation and housing. The six top cities also received top marks when The Conference Board of Canada conducted the last study in 2010.
Waterloo has a reputation for innovation and education, ranking first in education, second in innovation and third in the economy category. Calgary ranked first in economy and innovation. Ottawa scored high marks in the society, education, innovation and economy sections.
Richmond Hill, a Toronto suburb, is the third-most diverse city in Canada and has the highest number of graduates in engineering, science and math per capita, says the Conference Board of Canada. Vancouver did well in the society, education and environment categories, while St. Johns ranked high in the economy and health categories.
Although these six cities didnt have the best marks in all categories, their overall scores earned them an "A" in the study.
Those that scored a "B" include Toronto and its suburbs of Mississauga, Oakville and Markham. Toronto had top marks in the society category but was dragged down by poor marks in the innovation, health and environment categories. Other larger communities that received a "B" are Edmonton, Regina, Saskatoon, Winnipeg, Victoria, Halifax, Quebec City and Kingston.
There were 17 cities that received a "C" including Montreal, which got poor marks in the economy and society sections. Thirteen cities were given a "D" grade, which means they are struggling to attract newcomers and in some cases have seen their populations decline. These cities include Hamilton, Brantford, Cambridge, Oshawa, Abbotsford, Trois-Rivieres and Saint John.
The housing category includes three indictors: the percentage of household income spent on mortgages, the percentage of tenant household income spent on rent and the percentage of homes in need of major repair.
The report says the top city for housing in Canada is Levis, Que. "On average, homeowners in Levis spend only 12 per cent of their income on mortgage payments, compared with 19.9 per cent for homeowners in Brampton, Ont. who are the worst off," says the report. "To put this in perspective, Canadians on average spend 14.5 per cent of their income on mortgage payments."
Other cities that received an "A" in the housing category are Saguenay, Oakville, Waterloo, Calgary and Quebec City.
The report says small and mid-sized cities dominate the top tier of the housing category. "The big cities that do well Calgary, Ottawa, Edmonton are those where high average incomes compensate for high housing prices."
Strong rent control regulations are in place in many of the communities at the top of the housing rankings.
"Tenants -- who tend to be younger and have less income -- spend a greater proportion of their income on housing than homeowners spend," says the report. "For tenants, there are only three A cities: Surrey, B.C. joins Saguenay and Levis as the most affordable places to rent." All of the top seven cities on rental affordability are in B.C. or Quebec, where rent control measures are in place.
The laws of supply and demand dictate that the most popular cities become more expensive as rising demand for housing outstrips demand. This gives Vancouver a D rating in the housing category.
"It is a conundrum that is difficult to solve as cities become more and more popular, attracting young and talented workers," says the Conference Board of Canada report. "Recent reports on the housing affordability crisis in London, U.K. underscore this dilemma," noting that some observers think that as younger, creative workers get priced out of the city, it becomes more bland and boring.
But the report says there is no indication this is happening yet in Canadian cities. "The proportion of young adults 25 to 34-years-old is still highest in the big cities and this rate has increased over the past five years."
The city that ranked dead last in the housing category rankings is Victoria, a popular tourism and retirement destination. A combination of poor affordability and low marks on housing condition doomed the city to last place.
The home repair indicator measures the percentage of homes in need of major repair defective plumbing or electrical wiring and structural repairs to walls, floors or ceilings.
The Toronto suburbs of Vaughan, Markham, Richmond Hill and Brampton, where most development has taken place within the last 30 years, get top marks for housing in good repair. At the bottom of that list are Thunder Bay, Montreal, Winnipeg, Regina and Saint John.
"Attracting skilled workers is crucial to Canadas competitiveness," says the report. "Cities that fail to attract new people will struggle to say prosperous and vibrant."
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10 Festive and Functional Ways to Use Fall Leaves
Fall leaves. Theyre not just a wonder to gaze at - and a nuisance to rake up. They also offer countless opportunities for home dcor and arts and crafts. Whats better than making your house look good and giving your kids something fun to do? Not much.
1. Make some artwork
Leaves are: 1 free, 2 abundant, and 3 capable of providing many hours of funwith a little something extra on the other side.
Leaf rubbings are a fun way to play with shape, color, and texture. "Place a leaf upside down on a hard surface with the veins facing toward you," said Nanny Magazine. "Put a piece of white paper on top of the leaf. Use a crayon any color to gently rub on the paper over the leaf."
2. Make more artwork
Tracing around the perimeter of leaves provides a good start to some great art. Make sure your kids add in the veining for a realistic look.
Then, they can color in the leaves with crayons, pens, pencils, or paint.
3. Make even more artwork
If you dont have fall leaves, you can still make a beautiful piece of art.
Grab a few sturdy specimens and create translucent leaves by soaking them in Arm amp; Hammer Washing Soda.
4. Make a collage
A handful of leaves in different colors, some glue or Mod Podge, and a piece of construction paper is all you need. If you have a laminator, you can create placemats for the kids table to use for Thanksgiving dinner.
5. Create leaf-covered candles
Martha Stewart shows you how to transform these candles into artistic autumn dcor.
6. Line a bowl for a colorful table setting
A collection of gourds or mini pumpkins, or winter fruit like apples and pears, look festive when gathered on top of a bed of fall leaves.
7. Stuff a vase
Pick leaves with the stems attached to create a centerpiece, individual table settings, or a pretty addition to your fall mantle.
8. Customize a tablecloth and napkins
Another craft that can be turned into useful items, leaf-stamped tablecloths and napkins are easy and fun to make, and can become a holiday tradition.
9. Make an autumn wreath
"After collecting an assortment of leaves, glue them on paper in a circle," said Nanny Magazine. "Decorate with glitter glue and dont forget to add a bow."
10. Make an adult version of an autumn wreath
Festive and fantastic, this version from Huffington Post can grace your front door all season.
Get some more fun craft ideas for fall leaves here.
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Quelling The Quarrel In Your HOA
Agree on a neutral place for the meeting.
Stick the facts. Steer clear of "He said, she said".
Avoid blaming, insults and exaggerations which make it difficult to consider other viewpoints.
Listen, even if you disagree, to better focus on the issues.
Defuse hostility. Let them know you understand they are angry or upset. Explore whats behind the emotion.
Direct the conversation toward solutions.
Good conflict resolution focuses on needs, not positions. It is indeed possible to quell the quar>
For more innovative homeowner association management strategies, subscribe to http://www.Regenesis.net.
If it walks like a duck, and quacks like a duck You know the rest. Common sense tells us that you cant change the nature of a thing simply by deciding to call it something else. In at least one situation Allen v. Smith et al. a California Court of Appeal seems to agree with common sense.
The issue at hand was an attempt to circumvent Californias statutory 3 limit on liquidated damages in a residential purchase agreement.
Liquidated damages are an amount that contracting parties may in advance agree to be the measure of damages that would be suffered should there be a default. Thus, if there is a default there will be no need to prove how much the injured party has been damaged. The amount will already have been agreed upon.
Liquidated damages provisions are commonly used in residential purchase agreements. When buyer and seller agree that the deposit and sometimes a second, increased deposit will be subject to liquidated damages they are saying that, should the buyer default, the deposit amount is the damages amount that will be owed to the seller. California Civil Code section 1675 generally limits the valid amount of liquidated damages in a residential purchase agreement to 3 of the purchase price. This limitation is specifically stated in most residential purchase contracts.
Sometimes sellers want to be able to exact more from defaulting buyers than the 3 liquidated damages limit; and sometimes their agents can get creative in trying to help them do so. That is what happened in Allen v. Smith, and the court didnt like it.
Allen submitted an offer to the Smiths to purchase their Rancho Santa Fe home for 1,775,000. With the offer Allen submitted a 20,000 deposit along with an agreement to increase the deposit by 33,250 after the removal of inspection contingencies. The entire 53,250 3 of the purchase price would be subject to the liquidated damages provision.
The Smiths wanted to receive a larger amount, specifically 100,000, if Allen were to default. In order to get around the 3 limit the agent wrote this in the counter offer: "Buyers increased deposit to be 80,000 -- total deposit of 100,000 to be >
Allen agreed to the counter offer, the deal went forward until, you guessed it, Allen defaulted. Naturally, the Smiths held on to the 100,000, so everyone went to court.
Allen, or Allens lawyer, said that the Smiths shouldnt be able to keep the full 100,000 because they had "sought to circumvent the policy of the law concerning liquidated damages in residential sales contracts through a sham mechanism in which [they] labeled the deposit monies falsely as option monies."
The San Diego County Superior Court agreed with the Smiths and let them keep the 100,000 "nonrefundable option fee"; but the Fourth District Appellate Court disagreed. On examining the contract they found that it had none of the characteristics of an option, except for the reference to the deposit amount. For that reason the court agreed with Allen. It allowed the Smiths to keep the 53,250 3 of purchase price but required that the rest be returned, along with Allens court costs.
There were other issues in Allen v. Smith,and I have presented a simplified version here in order to keep focus. Still, a general lesson emerges. While creativity may be an admirable quality in real estate agents, be careful when it extends to attempting to change reality.
Bob Hunt is a director of the California Association of Realtors. He is the author of Real Estate the Ethical Way.